Zelle in our mobile app is a fast, safe way to send and receive money with friends, family, and businesses you trust no matter where they bank in the U.S. -- with no fees in our app.
Here's how to use it.
Sign in to our app and tap Transfer | Zelle.
If it's your first time using Zelle, tap Setup.
Follow the prompts to enroll, which include adding your U.S. mobile number or email that others can use to send you money.
Say you want to send $20 to Tim for yesterday’s lunch.
In Transfer | Zelle tap Send.
Enter Tim’s contact information or select Tim from your contact list.
Enter the amount, select the account, and tap Continue.
Verify Tim’s information is correct, then tap Send.
If he’s already enrolled with Zelle, Tim will get a text or email saying you sent him money, and the funds will go directly to his bank account.
If he’s new to Zelle, the text or email will include a link with instructions on how to receive his money.
You can also request money, like rent from your roommates, or to split expenses for that weekend trip.
Keep in mind, with Zelle your money moves from your bank account to someone else's in minutes.
So it's important you know and trust who you are sending money to and never use it with others who you don't know, or to pay for goods and services you have not yet received.
So next time you need to send or receive money, just open your Bank of America app and tap Transfer | Zelle.